DID YOU KNOW?

90% of all Presidentially-declared disasters include flooding.
90% of all disasters are not Presidentially-declared.
Floods are the most common natural disaster.

Just in the last two years, floods have hit homes and businesses in all 50 states.
Floods and flash floods kill more people in the United States than any other natural disaster.
Floods do not only occur near bodies of water. Heavy rainfall can flood entire cities.
Unanticipated flooding can happen in areas previously considered out of flood reach.
Construction and erosion can change water's natural running patterns.

About one in four flood disasters occurs in areas with a low to moderate risk of flooding.
Property damage from flooding now totals more than $1 billion each year in the United States.
Flood insurance policies normally take 30 days from the date of purchase to go into effect. Do not wait until a flood hits to get covered.
The most dangerous type of flooding is a flash flood, which usually occurs within minutes or hours of a heavy rainfall, a dam or dike failure or a large break in an ice jam.
Disaster assistance is provided in Presidentially-declared disaster areas. However, if you receive disaster assistance, you are not eligible for it again for the next 3 years. You need flood insurance to cover damage should your home flood again in the 3 years following a Presidentially-declared disaster.
Flood insurance covers more damage than disaster assistance. A home with flood insurance may be covered for $250,000, whereas the same house would be covered for $35,000 with federal assistance.

Return to Home